The Value of Home Warranties: Protect Your Wallet

RISMEDIA, June 30, 2011—Even with home sales and prices continuing to fall nationwide, millions of Americans will still navigate the process of buying and selling homes this summer, and for many, the sheer volume of details and decisions can be overwhelming. With so much to consider when buying or selling a [...]

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Top 10 Tips for Buying Your First Home

If one of your goals this year is to make the shift from renter to homeowner, you should begin preparations now for an exciting emotional and financial adventure.
Before you start the home-buying process, make sure you are ready to buy a home where you will live for three to five years or longer, since it [...]

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Buying a Home Now is a No-Brainer

(MONEY Magazine) — Is now the right time to invest in a house?
Trick question. Actually, it’s two questions.
Question No. 1: Is now the time to buy?
Question No. 2: Is buying a house a good investment?
The first answer is easy: With a few exceptions, if you have 20% to put down and good credit, now [...]

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F.H.A. Rule Changes for Mortgage Borrowers

HOME buyers with sketchy credit who are unable to qualify for conventional mortgages may now find it more costly and difficult to obtain loans insured by the Federal Housing Administration.

New rules that went into effect this month adjust the two types of mortgage  insurance paid by consumers for loans insured by the F.H.A., which is [...]

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Title Insurance is Essential in Protecting Your Investment

From the Washington Post
By Harvey S. Jacobs
The turmoil in the residential real estate industry and the recent meltdown in the foreclosure process should have every prospective home buyer reexamining the often overlooked concept of title insurance. In addition to being of critical importance these days, title insurance is one of the largest components of closing [...]

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10 First Time Home Buyer Mistakes

A house is probably the biggest purchase you’ll ever make. And, if you can avoid these missteps, chances are you’ll be happy with the home you choose.
By Investopedia
Are you gearing up to buy your first place? Shopping for a home is exciting, exhausting and a little scary. In the end, your aim is to end [...]

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What is a Good Faith Estimate?

And How Can I Save Money on My Settlement Costs?
A Good Faith Estimate is an estimate of the fees that you are responsible for when you close on your home loan.  The estimate is required by the Federal Real Estate Settlement Procedures Act published in Novemeber of 2008, and taking effect January 1, 2010.  Your Good [...]

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5 Things You Must Know About Homeowners Insurance

(MONEY Magazine) — 1. Loyalty is overrated
Many insurers have been raising rates to make up for losses they suffered during the financial crisis, industry experts say. At the same time, insurers are competing hard for new customers, which means some of them are cutting better deals for new policy holders than for existing ones, says [...]

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Five Mistakes Home Buyers Make

By Sarah Max for the WSJ: Real Estate
Home buyers are an increasingly rare breed these days. Many who were eager to buy a house raced to take advantage of federal homebuyer tax credits. When those government perks expired in April, home sales essentially went into deep freeze, plummeting to levels not seen in more than [...]

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Video – Our Rent To Own Program Overview

Click on the headline above to view a video that gives an overview of our Rent to Own Program, also known as a Lease Option Purchase. Watch the video to learn how to get FREE information about Lease Option Houses and how to find them.

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